Fraud Tech Lead Software Engineer - Cloud

Lead software engineer in JPMorganChase's Payments Trust and Safety Technology group, focused on fraud protection for merchants and delivering secure, scalable cloud software while advancing performance and AI assisted engineering practices.

Responsibilities

• Develops innovative software solutions, including design, coding, and debugging, capable of addressing nonstandard problems and breaking down complex technical challenges.
• Produces secure, production grade code and participates in code reviews and debugging of peers' work.
• Monitors performance metrics and analyzes product performance and scalability across diverse hardware, software, and configurations.
• Acts as a performance advisor within teams to embed performance considerations into development practices and improve infrastructure scalability.
• Influences senior leadership across business, product, and technology stakeholders.
• Proactively identifies performance risks and works to mitigate or eliminate them.
• Plans and defines methodologies for standardized performance benchmarks and comparisons.
• Designs, builds, and implements tools to automate performance measurement and analysis.
• Leads enterprise wide adoption of AI assisted engineering practices to enhance code quality, delivery speed, and operational outcomes, including AI assisted code review, refactoring, faster test strategies, and root cause analysis support; establishes consistent validation standards and promotes reusable patterns.
• Applies SDLC toolchain knowledge, including AI assisted development and automation capabilities, to maximize automation value.

Requirements

• Formal training or certification in software engineering with at least five years of practical experience.
• Proven experience leading the effective use of approved AI assisted software development tools for coding, code review, test acceleration, and troubleshooting, with the ability to set team expectations for validating AI outputs for correctness, performance, and security.
• Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs and outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices.
• Hands on practical experience delivering system design, application development, testing, and operational stability.
• Advanced hands on development experience in Java, Spring Boot, and microservices.
• Experience with AWS services such as ECS/EKS, Lambda, S3, EC2, Kafka, and NLB.
• Experience with databases.
• Proficient across the Software Development Life Cycle and advanced understanding of agile methodologies such as CI/CD, application resiliency, and security.
• Experience working with AI copilots or agents for engineering.
• In depth knowledge of the financial services industry and its IT systems.

Technologies

• Java
• Spring Boot
• Microservices
• AWS ECS
• AWS EKS
• AWS Lambda
• AWS S3
• AWS EC2
• Kafka
• Network Load Balancer (NLB)
• Databases
• GitHub Copilot

Benefits

• comprehensive health care coverage
• on-site health and wellness centers
• a retirement savings plan
• backup childcare
• tuition reimbursement
• mental health support
• financial coaching

About Us

JPMorganChase, a long-standing financial institution, delivers innovative financial solutions to consumers, small businesses, and a wide range of corporate, institutional, and government clients under the J.P. Morgan and Chase brands. With a history spanning more than two centuries, JPMorganChase leads across investment banking, consumer and small business banking, commercial banking, payments, and asset management.

The firm offers a competitive total rewards package, including base salary tailored to role, experience, and location, with potential incentive compensation and a broad benefits program based on eligibility. JPMorganChase values diversity and inclusion and is an equal opportunity employer without discrimination on protected attributes.

About the Team

J.P. Morgan's Commercial & Investment Bank operates globally across banking, markets, securities services, and payments. The organization serves corporations, governments, and institutions in more than 100 countries, providing strategic advisory, capital management, risk leadership, and liquidity solutions.

Preferred Qualifications, Capabilities, and Skills

• Strong enterprise architecture concepts for a unified user experience enabled by data sharing through APIs and Kafka.
• Case management workflow and orchestration to support a cohesive experience across multiple cross functional teams.
• Experience with developer assistance tools, such as GitHub Copilot, to drive efficiency and quality.